Loan providers can choose product-particular rating activities (instance FICO Look for note ® Automobile Score for an auto loan) since the there was different risk in lending money a variety of things. They might in addition to remove the borrowing suggestions regarding an alternative credit reporting bureau from the one to your checked.
Therefore, will there be one particular credit history that counts? Zero. This is what really does: The storyline your credit report informs. The fresh new get is actually a numbered meditation out of what’s on the statement. While you are rejected for a financial loan (otherwise discover an interest rate faster positive than asked) because of your borrowing from the bank, concentrate on the advice on the statement.